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FinTech Talk Playlist (VIDEO)

Check out a playlist of YouTube Shorts of #FinTechTalk w/ Vijay & Van Dan

Check Out Our Weekly Podcast

Here’s a link to our new podcast, The Week That I$. Please make sure to like and subscribe to stay abreast of all the latest and greatest business and investment news. Stay smarter and more interesting than your friends and especially your family ;)

Has the Stock Market Become a Gambler’s Playground?

“Gambling now is largely a socially corrosive tax on ignorance, draining money from those who cannot afford the losses.” ~ Edward Thorpe / A Man for all Markets  Gambling is NOT investing.  Gambling has a much more negative connotation...  But why?🤔   I submit it’s because the more one gambles, the more

Regal Point Capital's Vijay Marolia on Blockchain

How is blockchain changing the mortgage industry? Vijay Marolia explores the growing role of blockchain in mortgage transactions and what professionals should know as the industry shifts toward a digital future.

What the Market is Missing on BuzzFeed Part 3:  Sentiment & Structure

Because Wall Street is made up of humans (plus the algorithms they create), Wall Street, or “the market” can be said to have “feelings”. Wall St calls its feelings SENTIMENT. When sentiment sucks, stocks can sink…In this post, I will discuss how extreme fluctuations in Wall Street’s sentiment

Wharton Business Radio:

Vijay's taking over Wharton Business Radio! Listen to Vijay's discussions with the #1 Business School as he breaks down the biggest trends in tech, finance, and the economy–plus the latest game-changing updates you can't afford to miss! Listen to Vijay on Wharton Business

More Things I Love About BuzzFeed Stock + Warrants: Part 2: #Technicals 🤑🤑🤑

Once upon a time, BuzzFeed was a great example of a media company with the capability to utilize AI in a better way. But to most investors today, BuzzFeed is just a SPAC that got spanked! You may notice the Niagara-like fall in the stock price shown in the chart

3 Things I Love About BuzzFeed Stock + Warrants: Part 1. The Fundamentals

1. After losing money for years, BuzzFeed has recently seen at least some fruit from its turnaround efforts—specifically in the latter half of the year. It actually makes money now. 2. BuzzFeed has been working hard to improve margins.  As you can see from the figures below, SG&

2 Scary AF Stock Charts😱📈

With stocks at record highs, only a bright future or more inflation could help this rally continue — essentially a very rosy scenario; but this recent rally could turn on a dime.  With the uncertainty in the upcoming elections plus rising geopolitical risks (which I discussed recently in this TV interview—

Why Airbnb is EXTREMELY Undervalued Part 1: Fundamentals

So less than five years ago, Airbnb’s operations were losing almost a billion dollars a year in cash-flow… But, they flipped that script fast by generating over $2 BILLION in cash-flow the very next year.

Wheaton Precious Metals (WPM):  How to Bank on Gold & Silver 🤑🙌🏼🤓👇🏼

I think one of the best ways to gain exposure to the rally in precious metals is via stock in Wheaton Precious Metals (WPM)—imagine the Goldman Sachs of precious metals mining.🤔🤑 WPM has a very unique business model, whereby it acts as almost an investment banker and/or Private

New Indicator Suggests 40 Percent Chance US Is in Recession

“This is because it does a great job of acting as a leading indicator—this allows us to play like Wayne Gretzky and ’skate to where the puck is going to be' rather than where it’s at now.”

Vijay's View: 6 Keys To Managing Investments During an Election

For those feeling a bit more adventurous, Marolia’s got a pro tip: “Most active professional investors will use a Core + Satellite approach: Keep your long term strategy into core holdings and use satellite investments — stocks and options used as leverage or as a hedge,” he explained.

Texas RoundUP: Dive Deep with Special Guest, Vijay Marolia

Episode 3. Dive Deep Into The World of Finance, Entrepreneurship, and Education with Our Special Guest, Vijay Marolia LINK: https://thetexasinsider.com/texas-roundup-dive-deep-with-special-guest-vijay-marolia/ Welcome to The Texas Roundup, where Texas meets the world! I’m your host, Melissa Bill, and today we dive deep into the world of finance, entrepreneurship,

Vijay's View: Investors Dump Microsoft Shares After Earnings Report

Link to full TV interview: https://www.ntd.com/business-matters-full-broadcast-july-30_1007843.html?utm_source=ref_share&utm_campaign=copy Microsoft shares are down by more than 6 percent in after-hours trading. Revenue from Microsoft’s flagship cloud product Azure disappointed. We talk to RP Capital Solutions CIO Vijay Marolia.

Vijay's View: What a Trump Win Could Mean for Tech and AI Stocks

“The main driver has less to do with the election and more to do with expectations for the Fed’s next interest rate cut,” said Vijay Marolia, founder and chief investment officer of Regal Point Capital Solutions.

Vijay's View: What a Trump Presidency Would Mean for Student Loans

July 9, 2024  5 MIN READ  Written by Yaël Bizouati-Kennedy. Edited by T. Woods The resumption of student loan repayments — which was on a three-year hiatus — finally began again last October, following the Supreme Court striking down President Biden’s student loan forgiveness program in a 6-3 June 30, 2023

Vijay's View: Is Starbucks Devaluing its Brand: Harvard Review

Link to TV interview: https://www.ntd.com/starbucks-devaluing-its-brand-harvard-review_1003750.html?utm_source=ref_share&utm_campaign=copy A Harvard business review article says the Starbucks brand is losing its shine, because it’s getting more commoditized, in particular, shifting away from in-person customer experiences and more towards efficiency

June 2025: Elon's Massive Payout, Gold is Money, Saudi Joins BRICS & EU's DMA makes no sense

Tesla chief Elon Musk's $56 Billion pay: justified or excessive? Tesla chief Elon Musk’s $56bn pay: justified or excessive?Billionaire businessman’s pay package has come under scrutiny amid dropping EV sales and tanking stock priceThe NationalAlkesh Sharma In 2018, when the compensation package was approved, Tesla

Vijay on NTD TV: Microsoft Faces Massive Fines (WATCH)

The European Commission expects the gatekeepers to surrender to their demands. They expect them to change their strategy to the whims and fancies of EU and the DMA.

The Texas Insider: Vijay's View on NASA's Award to SpaceX

NASA Awards SpaceX $843 Million Contract To Bring Home ISSNASA recently awarded SpaceX an $843 million contract to construct a vessel that will bring home the International Space StationThe Texas InsiderMelissa Bill “I expect Texas and Florida to outpace California over the next decade in pretty much every measurable statistic.

Vijay's View: How To Survive Financially If You Lose Your Job and Own a Home

Money Experts: How To Survive Financially If You Lose Your Job and Own a HomeThe stakes are high when losing a job as a homeowner.GOBankingRatesJake Safane While losing your job often means you first dip into your emergency savings, “many retirement accounts will allow one access to the funds

Vijay on NTD TV (WATCH): EU Regulators Try to Shake Money Lose from Apple

Full Disclosure: LONG: $AAPL 🤑 European Commission Accuses Apple of Violating Digital Market RegulationsThe European Commission has found that Apple’s App Store rules violate the European Union’s Digital Market Act (DMA) by preventing developers from “freely steering” consumers to alternative channels, following an investigation. Under DMA rules, developers who

Vijay Talks to the Texas Insider's Melissa Bill on the Potential Decline of the US Dollar

Saudi Joining BRICS: A Game-Changer for US Oil IndustryOn June 9, 2024, a long-standing petrodollar deal between the United States and Saudi Arabia expired. As of now, SaudiThe Texas InsiderMelissa Bill According to Vijay Marolia, Managing Partner and Chief Investment Officer of Regal Point Capital, rise of the new BRICS

CBS News: Vijay's View on Gold (Investment vs Money)

Gold’s price is up by more than 14% in 2024. Here are 6 reasons to buy in now.Gold’s price has climbed over 14% this year and more growth could be ahead. Here’s why you should buy in now.CBS NewsJoshua Rodriguez "The best way to

AI Helps Create the World's Most Valuable Company: Vijay Talks to the National News

LONG: $NVDA 🤑 How Nvidia’s share rally propelled it to become world’s most valuable company as AI boomsChip maker’s market cap exceeds $3.4 trillion, ahead of Microsoft and AppleThe NationalAlkesh Sharma “Nvidia is extremely well placed at least for the next couple of years as demand continues

CNBC: Vijay's Long Term Stock Pics

LONG: $WPM & $BX 🤑 #WheatonPreciousMetals #BlackstoneGroup Planning for retirement? These stocks make ‘great long-term investments,’ according to the prosMorningstar believes one stock will “continue to maintain premium pricing and generate economic profits for at least the next 20 years.”CNBCWeizhen Tan

Tesla chief Elon Musk's $56 Bn pay: justified or excessive?

Vijay Marolia for The National News: Tesla chief Elon Musk’s $56bn pay: justified or excessive?Billionaire businessman’s pay package has come under scrutiny amid dropping EV sales and tanking stock priceThe NationalAlkesh Sharma In 2018, when the compensation package was approved, Tesla incurred a loss of $1 billion

Low Ethereum Gas Fees Are Beneficial, But Not for Everyone

Vijay Marolia on Cryptonews: Expert Insights: Low Ethereum Gas Fees Are Beneficial, But Not for EveryoneExperts say that while low Ethereum gas fees are good for users, they could pose threats such as increased spam attacks and potential centralization.CryptonewsSead Fadilpašić “lower demand, commensurate with lower prices for crypto as

Financial Times: The Transformative Potential of Computerised Brain Implants

Clive Cookson in London and Richard Waters in San Diego Seven years ago Michel Roccati swerved to avoid an animal while riding his motorbike near Turin and smashed into a roadside bench. The crash “exploded the bones in my back”, Roccati says, severing his spinal cord and cutting all communication

Vijay Talks to Mike Wagner About Affordable Housing--or, the LACK of it!

Vijay Marolia on "The Mike Wagner Show": 20+ year veteran seasoned money manager Vijay Marolia discusses the affordable housing shortage and the author of “Baby’s 1st Business Book” written for babies! Vijay has 20+ years experience in capital markets, hedge funds, private equity investment strategies; also serves

May 2025: Bitcoin, Meme stocks, Endless Shrimps, GPU chips and how to save money?

20+ year veteran seasoned money manager Vijay Marolia talks about the affordable housing shortage! 20+ year veteran seasoned money manager Vijay Marolia discusses the affordable housing shortage and the author of “Baby’s 1st Business Book” written for babies! Vijay has 20+ years experience in capital markets, hedge funds, private

3 Reasons to Open a High-Yield Savings Account This June

Vijay Marolia on CBSNews: 3 reasons to open a high-yield savings account this JuneAre you thinking about opening a high-yield savings account this June? Here are three reasons why you should.CBS NewsJoshua Rodriguez "Don't leave money sitting on the table by leaving high cash balances in

Vijay talks to Barrons: How Nvidia, Microsoft, and Other Tech Stocks Are Withstanding Higher Rates

How Nvidia, Microsoft, and Other Tech Stocks Are Withstanding Higher RatesNormally, tech companies’ valuations come under pressure when rates remain high.BarronsJacob Sonenshine Nvidia has “potential for continued growth,” writes Regal Point Capital Chief Investment Officer Vijay Marolia, citing “the combination of strong financials, data center dominance.” The key is

Here's how the price of gold may rise in the next decade, according to experts

"100 years ago, to purchase a custom tailored suit, a man would expect to pay around $20… Keep in mind that an ounce of gold was officially priced at $20.69." He went on to explain that, "today, that same bespoke suit would cost upwards of $2,000; or the price of one ounce of gold."

Vijay Talks to IBTimes

Fed Meeting: Paving The Way For Interest Rate Cuts? By Panos Mourdoukoutas Ph.D.  In its regular meeting this week, the Fed's headline news will not be what it does with interest rates but what it says regarding its policy targets. The nation's central bank will

Epoch Times: Real Estate Economists Predict High Mortgage Rates, but More Affordable Homes in 2024

This year could wind up being the worst year since 2008 or 1995, according to the National Association of Realtors. On the heels of the Federal Reserve’s decision to keep interest rates the same for now, real estate experts from the National Association of Realtors (NAR) and Realtor.com

Forbes: Vijay on Apple's Recent Downgrades

Peter Cohan, Senior Contributor Jan 3, 2024,09:39am EST Apple stock fell 4% on January 2 after Barclays downgraded the tech giant’s stock, according to a Forbesstaff report. This raises a question: In light of Apple’s negative earnings and profit growth, is $2.9 trillion too high

Yahoo Finance: This Is How I Broke the Paycheck-to-Paycheck Cycle

Vijay talks to Jordan Rosenfeld Mon, January 8, 2024 at 7:00 AM EST If you’re living paycheck to paycheck, it’s easy to find yourself struggling and frustrated about your finances, wondering how you will ever get free of the cycle. While getting a raise, a better job,

WSJ's MarketWatch: SpaceX IPO could come as soon as 2025 or 2026, says money manager Vijay Marolia

Published: Jan. 4, 2024 at 3:30 p.m. ETBy James Rogers As Elon Musk’s SpaceX enjoys rapid growth, the private space company could potentially kick off an IPO process as soon as next year or 2026, says money manager Vijay Marolia. Marolia is the chief investment officer of

Forbes: Will Mortgage Rates Drop In Early 2024? After Fed’s Standstill, Cuts Could Come Soon, Say Experts

Rachel Witkowski Editor, Reviewed By Caren Weiner Editor Would-be home buyers may finally get some relief on mortgage rates in 2024. With the Federal Reserve’s announcement that it will again leave its benchmark lending rate unchanged, the central bank has ended its two-year campaign of tightening credit and is

Reuters: Western investors spooked as Moscow mulls compulsory share purchase plan

By Sinead Cruise, Elena Fabrichnaya and Alexander Marrow November 16, 20238:00 AM EST LONDON/MOSCOW, Nov 16 (Reuters) - Western investors in Russian companies are bracing for a new presidential decree under consideration in Moscow which they fear could force them to sell their shareholdings to the Russian government

American Banker: New census data hints at slower pace for small-business formation

By   John Reosti November 15, 2023, 9:07 a.m. EST Fresh data from the U.S. Census Bureau indicates a 3-year-old boom in small-business formation may be losing some of its steam.  According to the bureau's Monthly Business Formation Report, released Monday, there were approximately 473,000

Why I Wrote a Business Book for Babies

I know that babies can't read.  And yes, babies are not well known for their business acumen.  But that's not the point. The point is that someone must read to the baby. That "someone" may be a mother, grandmother, or a neighbor, or whatever

An Inconvenient Truth About Inflation Targeting; The Food Chain of Money: Part I

Today there is NO NEED, indeed no good reason to target inflation at 2%.

Artificial Intelligence is NOT the Enemy...

It's actually happening even faster than we thought...And from watching the recent news clips regarding the rapid advancement of artificial intelligence (AI), it seems local news casters may be the next to be replaced by technologies like ChatGPT.  Watch this hilarious clip to see what I'

It’s About Time (World’s 1st Flying Car)

Admit it...You want one!?  I knew it was only a matter of time...I just underestimated how much...

Bitcoin Will Make a Comeback (Why Blockchain is Here to Stay) Part 1

It'll come back... slowly, but surely.  Here's why. First and foremost, Bitcoin is not a bet on a "new" technology.  It is an insurance policy against a failed one.   The global monetary system has failed, not because it was a "bad" system

The Fed’s Wrench (and how it’s going to change everything).

Rates matter--perhaps more than anything else in capital markets...

Inflation Isn’t Confusing; Really!

Why John Oliver (& the rest of the media) is Wrong on Inflation Inflation is a huge and dangerous problem; but not one he seems to  understand.  In his funny, but shockingly uninformed take on inflation; he lists greed, Biden, Putin, and supply chains as the culprit behind inflation.  If

Why Cap Rates Have NEVER Mattered More (NOI / MKT Value)

Although cap rates may sound complicated - they're anything but complex. Just think about the yield (cash-on-cash income) you get on your savings account.  Caps show investors the yield (income) they earn on their real estate properties.   Today, that number is more important than ever. Not just because